This policy describes the privacy practices of Just Business Today. This Privacy Policy is applicable only to the Just Business Today Web sites (“Web site(s)”) and does not apply to the print versions of any of the Just Business Today publications. This policy does not apply to any third party web sites or to companies or persons not controlled by, affiliated with or managed by the Just Business Today and applies only to information collected by the Just Business Today on the Just Business Today Web sites and not to information disclosed, obtained or used by Just Business Today through other means. Just Business Today may provide links to unaffiliated web sites for which this privacy policy does not apply. If you are unsure whether a web site is controlled, affiliated or managed by the Just Business Today, we recommend that you review the privacy policy at each linked web site to determine how that site treats your personal information. Just Business Today may change this privacy policy from time to time. The revised policy will be posted on the Just Business Today’s Web site. Please check this page periodically for changes.

Information Collected

Web Site User Registration: User registration is required to access the majority of content, services and features on the Just Business Today Web sites. Upon registration, we require you provide your email address or your first name as a username and a password. User registration with Just Business Today Web sites is completed and membership activated upon clicking a link e-mailed to the address provided in registration.

Web Site Sites & Products: Your telephone number, credit card number or other billing information is generally collected in order to process the purchase of services or products on the Just Business Today Web sites, such as purchasing a magazine subscription or placing an ad. Your information will also be collected upon registration for home delivery requests, vacation delivery stop requests and other similar requests as well as upon the use or download of software available on the Just Business Today’s Web sites. Sweepstakes, Contests, Promotions, Special Offers: Just Business Today  may request additional information from you upon your optional entry in any sweepstakes, contests, promotions or special offers found on the Just Business Today Web sites. Feedback, Commentary, Surveys, Message Boards, Chat Rooms: Those Web site users that choose to provide feedback or commentary, fill out surveys, engage in Just Business Today chat rooms or use the Just Business Today’s message boards may be required to provide additional information such as demographic information, household/personal characteristics and purchase behavior.  If such information is gathered for a Just Business Today survey, no personal information is released and is reported or used only in aggregate form.

Forwarding: Forwarding an article found on a Just Business Today Web site generally requires that you disclose the name and e-mail address of the person to whom you are forwarding the article. Just Business Today will retain this information only to provide the forwarding services.

Special Circumstances: Just Business Today may disclose and use the information collected where required to do so by law, or where Just Business Today, in good faith, believes the use or disclosure of the information collected is necessary to (1) comply with the law or legal processes; (2) protect and defend Just Business Today rights and property; (3) protect against misuse or unauthorized use of any Just Business Today Web site; or to (4) protect the personal safety or property of our users or the public. Just Business Today may also use the information collected when, in its sole discretion, it believes necessary or appropriate in connection with a sale or transfer of some or all of Just Business Today assets in our Web site.

Computer Identifying Information The information personal to your computer and your computer use that is automatically collected through the use of electronic tools is referred to as computer identifying information. The computer identifying information gathered by the Just Business Today generally includes cookies, specific Web site page requests, the domain name and Internet Provider (e.g., Comcast, AT&T, America Online, NetZero) from which you access the Internet, the Internet Protocol address of your computer, the browser software (e.g. InternetExplorer or Netscape) and operating system (e.g., Windows Vista, XP, 2000, OS/2, Linux or MacOS) you are using, your geographic location, the time and date you accessed the site, and the Internet address you visited prior to visiting the site.  Cookies and Web Beacons: Cookies are used to store and track information about you. A cookie is a small amount of data that is sent to your browser from Web sites and stored on your computer’s hard drive. Cookies are used to deliver targeted advertising based on your behavior and demographics and to track your entries in promotions and contests. Cookies may be linked to personal information.  In addition, Just Business Today uses web beacons provided by third-party advertising companies to help manage our online advertising. Web beacons enable us to recognize a browser’s cookie when a browser visits a Just Business Today Web site, and to learn which banner ads bring users to Just Business Today Web sites.

Use of Information Collected

In general, Just Business Today uses your personal and computer information that is collected to administer the Just Business Today Web sites and to provide services you request. When you provide personal information and access Just Business Today Web sites, you are sharing personal information and computer identifying information with Just Business Today and affiliates and Just Business Today reserves the right to use and disclose the personal information and computer identifying information it collects. If you do not want to share your personal information, do not provide it. If you do not want to share computer identifying information, do not access Just Business Today Web sites. In addition, Just Business Today may share personal information, computer identifying information and/or aggregate information with third parties such as advertisers and business partners. personal information and computer identifying information may also be used to perform statistical, demographic and marketing analysis of subscribers and their subscribing and purchasing patterns, to target advertisements and to help diagnose problems with our services and our Web sites.  For example, Just Business Today uses or may use the personal information and computer identifying information collected to do the following:

Web Site Use & Registration: Just Business Today uses personal information and computer identifying information that is collected to fulfill subscriptions, change addresses, suspend delivery, confirm and process transactions and to contact the user regarding his or her account, new or existing products and services and special offers.

Personalization: Just Business Today uses personal information and computer identifying information that is collected to personalize the content and advertising that users see based on personal characteristics and preferences, enhance products and services and develop new products and services, and share user information with select advertisers or other third parties whose products or services may be of interest to you.

Advertising & Third Parties: Just Business Today may share personal information and computer identifying information that is collected with third parties hired to perform services on our behalf, including, but not limited to, fulfilling subscription requests, sending e-mails and assisting in the provision of the Just Business Today Web sites and services.

Program & Product Offerings: Just Business Today may use the personal information and computer identifying information that is collected in order to offer you the opportunity to receive information and offers about products or services from our business partners or third parties.

Opting Out

If you do not wish to share your personal information, you always have the option to not provide the information or use the Just Business Today Web sites that require it.

Security

Just Business Today uses procedures to safeguard and help prevent unauthorized access to the information collected on the Just Business Today Web sites. Although such protective measures have been put in place, Just Business Today cannot ensure that the information collected will never be disclosed in a manner inconsistent with this Privacy Policy.

Children’s Privacy Policy

This policy describes the privacy practices of Just Business Today relating to information collected from children. This privacy policy does not apply to third party web sites, or to companies and persons that are not controlled by, affiliated with or managed by Just Business Today. For most Just Business Today Web sites, Just Business Today does not knowingly collect information from children under 13 years of age. In the event that Just Business Today collects information from children under 13 years of age, this Children’s Privacy Policy shall apply.

Just Business Today does not ask children to disclose more personal information than is necessary for them to participate in a particular activity. We urge children to check with their parents before entering information on any web site and we urge parents to discuss with their children restrictions regarding the online release of personal information. Just Business Today limits its collection of information from children to what is known as non-personally identifiable information (e.g. first name, screen names, age, gender, city, state, zip code and country of residence). This information is collected so children can participate in activities (e.g. completing polls or online surveys, posting jokes, book reviews, movie reviews, toy reviews, video reviews, concert reviews, game reviews, artwork or questions/comments online, or playing online games) without giving unnecessary personal information. From time to time, however, we may request personally identifiable information (e.g. child’s email address and/or parent’s or guardian’s email address), as explained below, in order to conduct online contests or sweepstakes, email newsletters and offers, provide subscriptions, participate in chat rooms and message boards, or offer other online activities. Just Business Today does not and cannot condition a child’s participation in any of our online activities on the disclosure of more information than is reasonably necessary to participate in the activity.  Information is collected actively, such as through registration forms, and passively, such as through cookies.

Parental Access

Just Business Today and Just Business Today’s affiliates are the operators collecting information at this web site. Please send an email or letter to our Privacy Coordinator at the email or mailing address provided below if you would like to do any of the following:

Access personally identifiable information that Just Business Today has collected from your child, Correct factual errors in such information, Request to have this information deleted, or Request that we no longer collect or maintain such information about your child.  Please include your email address and telephone number where we can reach you. Just Business Today takes steps to verify the identity of anyone requesting information about a child to ensure that the person is in fact the child’s parent or legal guardian.